| Re: Chip & Pin Fraud [message #386473 ] |
Mo, 08 Mai 2006 19:34 |
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On Sun, 7 May 2006 00:24:49 +0100, "Tumbleweed"
>The issue is the magstripe. Perhaps we need one card for UK transactions and
>another for foreign ones, because magstripe on foreign readers isnt going
>away for a very long time?
I would love to know if anyone has erased the stripe from
a C&P card and still been able to use it in all C&P terminals.
Even when Waitrose's terminals work, which isn't too often,
the cashiers insist on taking the card off you and swiping the
stripe before sticking it in the chip reader.
--
Jim Hatfield
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| Re: Chip & Pin Fraud [message #386475 ] |
Mo, 08 Mai 2006 19:46 |
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Jim Hatfield <jim.hatfield [at] insignia.com> writes:
> Even when Waitrose's terminals work, which isn't too often,
> the cashiers insist on taking the card off you and swiping the
> stripe before sticking it in the chip reader.
Then they need better education. In my local Waitrose, they just put
the card straight into the chip reader without swiping.
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| Re: Chip & Pin Fraud [message #386483 ] |
Mo, 08 Mai 2006 22:16 |
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"Graham Murray" <newspost [at] gmurray.org.uk> wrote in message
news:87ejz44dfz.fsf [at] newton.gmurray.org.uk...
> Jim Hatfield <jim.hatfield [at] insignia.com> writes:
>
>> Even when Waitrose's terminals work, which isn't too often,
>> the cashiers insist on taking the card off you and swiping the
>> stripe before sticking it in the chip reader.
>
> Then they need better education. In my local Waitrose, they just put
> the card straight into the chip reader without swiping.
same here ..on the rare occasions its working :-)
--
Tumbleweed
email replies not necessary but to contact use;
tumbleweednews at hotmail dot com
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| Re: Chip & Pin Fraud [message #386896 ] |
So, 14 Mai 2006 14:07 |
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"Geoff Lane" wrote
> ... If a fraudster knows your PIN it must
> have been unauthorisedly disclosed ...
OK, I'm thinking of a 4-digit number...
Now, if there are around 100million cards
in the country, each having a PIN from the
10,000 possible ones, then there'll be
something like 10,000 (ten thousand)
cards in the country with the same
PIN as the 4-digit number in my head.
Question - Do you *really* believe that
all ten thousand of those cards have had
their PIN "unauthorisedly disclosed"?
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| Re: Chip & Pin Fraud [message #386897 ] |
So, 14 Mai 2006 14:07 |
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"Geoff Lane" wrote
> http://www2.warwick.ac.uk/fac/soc/law/elj/jilt/2000_3/bohm/
> might help you understand the issue.
> The abstract of that piece states:
>
> ... some banks are adopting terms
> which could make customers liable for
> transactions they have not authorised...
> ... and the terms in question are arguably unfair.
Didn't you notice that last phrase? -
"...the terms in question are arguably unfair."
Now, apply the Unfair Contract Terms legislation and what happens...?
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| Re: Chip & Pin Fraud [message #386910 ] |
So, 14 Mai 2006 16:01 |
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"Tim" <me [at] home.uk> wrote in message news:aJidncUaJtUxgPrZRVnyuA [at] bt.com...
> "Geoff Lane" wrote
>> ... If a fraudster knows your PIN it must
>> have been ...
>
> OK, I'm thinking of a 4-digit number...
>
> Now, if there are around 100million cards
> in the country, each having a PIN from the
> 10,000 possible ones, then there'll be
> something like 10,000 (ten thousand)
> cards in the country with the same
> PIN as the 4-digit number in my head.
>
> Question - Do you *really* believe that
> all ten thousand of those cards have had
> their PIN "unauthorisedly disclosed"?
>
Agreed, or it may have been "unauthorisedly disclosed" by the use of some
device or mechanism which C&P inadvertently encouraged. For example,
tampered terminal, pin pad that is difficult to hide number on, etc.
--
Tumbleweed
email replies not necessary but to contact use;
tumbleweednews at hotmail dot com
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| Re: Chip & Pin Fraud [message #390610 ] |
Sa, 27 Mai 2006 11:32 |
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Research Leads to Chip & Pin Shoulder Surfing Fraud Breakthrough
Research initially aimed to help partially sighted customers use chip &
pin keypads has led to the creation of a device which will protect all
customers from "Shoulder Surfing" - A method where a "criminally
motivated" bystander can casually observe consumers secret PIN when
paying for goods or services.
Neil Radford an Enterprise Fellow at the University of Warwick has
worked with colleagues in the University of Warwick's Manufacturing
Group to create a special easy to use "cradle" for chip & pin
keypads, which innovatively incorporates a magnifying lens. The use of
the lens (patent pending) is of significant benefit to visually
impaired people, as it enlarges the pin pad display whilst also
improving security. The enhanced view, to any user standing directly in
front of the key pad, alone is of great benefit by reducing the degree
of difficulty and the associated anxiety many face in simply reading
the display - from partially sighted people through to the many people
who need simply to switch to reading glasses for some tasks - whilst
vendors see improved transaction times.
Importantly the device, also provides tremendous additional benefit to
customers, vendors and banks in that it has been proven to be a highly
effective defence against shoulder surfing, by distorting the view
available from any other angle by a casual observer or even CCTV and
hidden cameras, thus frustrating shoulder surfers and more
sophisticated fraudsters.
Neil Radford has now established a company, Secure Access Solutions
Limited, to market the "PED Cradle".
This week Boots will pilot 35 cradles in one its main city centre
stores. Secure Access Solutions are also in discussions with the Royal
National Institute of the Blind who are giving their expert view.
Additional trials will be held with RNIB in June and July. Neil Radford
said:
"The PED Cradle delivers that extra layer of security and improved
accessibility in one simple easy to use device. We are delighted that 3
years of careful and detailed research & product development has won
support and interest from the manufacturers of Chip & Pin terminals,
Retailers and Banks. Now we have this wonderful opportunity of an in
store trial with Boots."
Clive Barber of Boots Operations said:
"Boots is constantly looking for ways to improve customer accessibility
and safety. We believe this device could be of great benefit to our
partially sighted customers, aiding their experience of shopping with
chip & PIN. We also believe that the additional security provided by
the unit may provide a useful benefit to all our customers."
Secure Access Solutions have identified how the same issues affect
transactions at ATM Cash points and are already well advanced with a
range of complementary products for ATM's, which are scheduled for
further trials later this year with a UK Bank.
www.warwick.ac.uk
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