| Morethan credit card [message #383621] |
Do, 27 April 2006 22:00 |
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I received a letter today saying that this card is being withdrawn, and I
will get a Lloyds TSB Amex card to replace it.
This replacement card doesn't offer cashback which is my main reason for
having a Morethan card. Can anyone suggest a card to replace it?
I already have an Amex card which offers some cashback, though not as much
as the Morethan card.
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| Re: Morethan credit card [message #383627 ] |
Do, 27 April 2006 22:20 |
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Morgan Stanley and Amex Blue are offering >2% CB cards at the moment. Egg
also do a cashback card (>20%) but only from certain retailers.
"Jonathan Bryce" <jonathan [at] localhost.localdomain> wrote in message
news:dgk7i3-tms.ln1 [at] michelle.jbryce...
>I received a letter today saying that this card is being withdrawn, and I
> will get a Lloyds TSB Amex card to replace it.
>
> This replacement card doesn't offer cashback which is my main reason for
> having a Morethan card. Can anyone suggest a card to replace it?
>
> I already have an Amex card which offers some cashback, though not as
> much
> as the Morethan card.
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| Re: Morethan credit card [message #383663 ] |
Fr, 28 April 2006 18:24 |
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"Jonathan Bryce" <jonathan [at] localhost.localdomain> wrote in message
news:dgk7i3-tms.ln1 [at] michelle.jbryce...
>I received a letter today saying that this card is being withdrawn, and I
> will get a Lloyds TSB Amex card to replace it.
>
> This replacement card doesn't offer cashback which is my main reason for
> having a Morethan card. Can anyone suggest a card to replace it?
>
> I already have an Amex card which offers some cashback, though not as much
> as the Morethan card.
Try Martins Lewis's site, some good articles and an excellent newsletter
http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid 1087717218,37843,
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| Re: Morethan credit card [message #383712 ] |
Sa, 29 April 2006 11:42 |
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On Thu, 27 Apr 2006 21:00:44 +0100, Jonathan Bryce
<jonathan [at] localhost.localdomain> wrote:
>I received a letter today saying that this card is being withdrawn, and I
>will get a Lloyds TSB Amex card to replace it.
>
>This replacement card doesn't offer cashback which is my main reason for
>having a Morethan card. Can anyone suggest a card to replace it?
>
>I already have an Amex card which offers some cashback, though not as much
>as the Morethan card.
I understand Egg do.
Are Lloyds TSB on a mission to takee over the world of credit cards?
I was quite miffed by the badly worded letter from Morethan.
It was signed by one Mark Christer, who signs himself as Customer
Services Director, and tells me to ring the call centre if I have any
questions. But this Customer Services Director can't be bothered to
write on a piece of paper which gives his address or telephone number.
The call centre can only repeat what the letter says. They couldn't
explain the contradiction in the letter where it says the Morethan
card is being temporarily closed, with what they had been told about
there being no plans to revive it.
The word 'temporarily' means to me just that. It implies it will be
out of business for a limited period. Clearly the card is being
withdrawn completely and forever, so why does he use that word?
Probably just shoddy phrasing from some graduate of the modern
edukashun system, but frankly not good enough. Since no one at the
call centre knew of him, and he clearly doesn't want to give a clue as
to how to contact him, I'm wondering if he's a virtual person from the
same stable as the Readers Digest Tom Fortune (?)
Rgds
__
Richard Buttrey
Grappenhall, Cheshire, UK
__________________________
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| Re: Morethan credit card [message #383715 ] |
Sa, 29 April 2006 11:53 |
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/snip
>
> Are Lloyds TSB on a mission to takee over the world of credit cards?
>
/snip
> __
> Richard Buttrey
> Grappenhall, Cheshire, UK
> __________________________
My understanding was that the Morethan credit card was a 'partnering'
between The Royal & Sun Alliance and Lloyds TSB where Lloyds TSB was the
card issuer/creditor and where R&SA would market the customer for insurance
related produce ie. Card protection, house, car etc.
This partnership has been ended by Lloyds TSB and they are consequently
trying to migrate Morethan credit customers back to a sole Llyods TSB
product.
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| Re: Morethan credit card [message #383806 ] |
So, 30 April 2006 23:13 |
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On Sat, 29 Apr 2006 09:53:46 GMT, "Denny" <nospam [at] nospam.invalid>
wrote:
>My understanding was that the Morethan credit card was a 'partnering'
>between The Royal & Sun Alliance and Lloyds TSB where Lloyds TSB was the
>card issuer/creditor and where R&SA would market the customer for insurance
>related produce ie. Card protection, house, car etc.
>
>This partnership has been ended by Lloyds TSB and they are consequently
>trying to migrate Morethan credit customers back to a sole Llyods TSB
>product.
Same must be happening with Accucard where L-TSB is kicking out the
existing cards by Sept this year. Accucard offered 2% CB which was
dropped to buttons but at least had statements online - with L-TSB
replacement cards I'd have to wait for papyrus statements sent by
pigeon which is less useful when claiming expenses from abroad.
Is all this the result of rate tarts milking the 0% offers? Apart from
MBNA's less than sterling service, the rest are indistinguishable.
--
Old anti-spam address cmylod at despammed dot com appears broke
So back to cmylod at bigfoot dot com
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| Re: Morethan credit card [message #383865 ] |
Mo, 01 Mai 2006 20:05 |
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On Thu, 27 Apr 2006 21:00:44 +0100, Jonathan Bryce wrote:
> I received a letter today saying that this card is being withdrawn, and I
> will get a Lloyds TSB Amex card to replace it.
>
> This replacement card doesn't offer cashback which is my main reason for
> having a Morethan card. Can anyone suggest a card to replace it?
1) Egg Money 1% cashback, max. £200 p.a.
2) Conran 0.8% uncapped
Don't confuse the Egg Money Mastercard with their Egg card!
Conran has been paying 1% cashback in practice during the last few years.
For Bank of Scotland Halifax current account holders, there is also the
Moneyback debit card (1%). I use this card exclusively for things that
cannot be bought by credit card (heating oil, stamps, elictricity bill).
ES
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| Re: Morethan credit card [message #383883 ] |
Mo, 01 Mai 2006 23:40 |
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Colum Mylod wrote:
> Same must be happening with Accucard where L-TSB is kicking out the
> existing cards by Sept this year. Accucard offered 2% CB which was
> dropped to buttons but at least had statements online - with L-TSB
> replacement cards I'd have to wait for papyrus statements sent by
> pigeon which is less useful when claiming expenses from abroad.
I can look at my Lloyds TSB cards online.
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| Re: Morethan credit card [message #383886 ] |
Di, 02 Mai 2006 00:57 |
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"Jonathan Bryce" <jonathan [at] localhost.localdomain> wrote in message
news:krbii3-n6c.ln1 [at] michelle.jbryce...
> Colum Mylod wrote:
>
>> Same must be happening with Accucard where L-TSB is kicking out the
>> existing cards by Sept this year. Accucard offered 2% CB which was
>> dropped to buttons but at least had statements online - with L-TSB
>> replacement cards I'd have to wait for papyrus statements sent by
>> pigeon which is less useful when claiming expenses from abroad.
>
> I can look at my Lloyds TSB cards online.
Lloyds TSB only offer the Rewards Amex Card which is a cashback card of sort
as you get points for every £1 spent which can be converted into high street
vouchers.
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| Re: Morethan credit card [message #383896 ] |
Di, 02 Mai 2006 10:19 |
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Eric Jones wrote:
> Lloyds TSB only offer the Rewards Amex Card which is a cashback card of
> sort as you get points for every £1 spent which can be converted into
> high street vouchers.
Is that the one where you get £50 vouchers for £45 + £4.99 postage?
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| Re: Morethan credit card [message #384693 ] |
Di, 02 Mai 2006 17:16 |
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Post removed (X-No-Archive: yes)
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| Re: Morethan credit card [message #384759 ] |
Mi, 03 Mai 2006 11:50 |
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On Mon, 01 May 2006 22:40:36 +0100, Jonathan Bryce
<jonathan [at] localhost.localdomain> wrote:
>Colum Mylod wrote:
>
>> Same must be happening with Accucard where L-TSB is kicking out the
>> existing cards by Sept this year. Accucard offered 2% CB which was
>> dropped to buttons but at least had statements online - with L-TSB
>> replacement cards I'd have to wait for papyrus statements sent by
>> pigeon which is less useful when claiming expenses from abroad.
>
>I can look at my Lloyds TSB cards online.
The letter they sent me said the Accucard replacement was
paper-statement only, and to answer Eric it also says No Cashback
either. Which was the original reason I got the Accucard: 2% CB when
Egg had shifted decimal places from 1% to 0.1% CB. Must be a different
beast I'm getting. Odds are it's going to become Mr Spare Card number
x of a long series of x.
OT but I do find the Amex marriages a puzzling move down market, to
Lloyds is one thing but Nectar? On top of statements mailed on tissue
paper from Florida.
--
Old anti-spam address cmylod at despammed dot com appears broke
So back to cmylod at bigfoot dot com
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| Re: Morethan credit card [message #384770 ] |
Mi, 03 Mai 2006 15:32 |
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>>> Same must be happening with Accucard where L-TSB is kicking out the
>>> existing cards by Sept this year. Accucard offered 2% CB which was
>>> dropped to buttons but at least had statements online - with L-TSB
>>> replacement cards I'd have to wait for papyrus statements sent by
>>> pigeon which is less useful when claiming expenses from abroad.
>>
>>I can look at my Lloyds TSB cards online.
>
> The letter they sent me said the Accucard replacement was
> paper-statement only, and to answer Eric it also says No Cashback
> either. Which was the original reason I got the Accucard: 2% CB when
> Egg had shifted decimal places from 1% to 0.1% CB. Must be a different
> beast I'm getting. Odds are it's going to become Mr Spare Card number
> x of a long series of x.
>
> OT but I do find the Amex marriages a puzzling move down market, to
> Lloyds is one thing but Nectar? On top of statements mailed on tissue
> paper from Florida.
And polite but sub-standard customer service line from India.
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