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Finances / Finanzen » uk.finance » Pre-pament Credit Cards...
Pre-pament Credit Cards... [message #386435] Mo, 08 Mai 2006 09:52
gozer  
I'm thinking of getting a pre-payment Credit Card as my credit sucks big
time...

I've been looking at using mycashplus.co.uk using MasterCard.

There is an issue fee of £9.95 and monthly fee of £4.95 a month.

What are your thoughts about this?
Re: Pre-pament Credit Cards... [message #386457 ] Mo, 08 Mai 2006 13:54
alex  
At 08:52:30 on 08/05/2006, Gozer the Destructor delighted uk.finance by
announcing:

> I'm thinking of getting a pre-payment Credit Card as my credit sucks big
> time...
>
> I've been looking at using mycashplus.co.uk using MasterCard.
>
> There is an issue fee of £9.95 and monthly fee of £4.95 a month.
>
> What are your thoughts about this?

So you give them an interest-free loan and they charge you for the pleasure?
Have you been refused debit cards as well?
Re: Pre-pament Credit Cards... [message #386468 ] Mo, 08 Mai 2006 18:37
call me VK  
Alex wrote:
> At 08:52:30 on 08/05/2006, Gozer the Destructor delighted uk.finance by
> announcing:
>
>
>>I'm thinking of getting a pre-payment Credit Card as my credit sucks big
>>time...
>>
>>I've been looking at using mycashplus.co.uk using MasterCard.
>>
>>There is an issue fee of £9.95 and monthly fee of £4.95 a month.
>>
>>What are your thoughts about this?
>
>
> So you give them an interest-free loan and they charge you for the pleasure?
> Have you been refused debit cards as well?

I've just gone for one even though I have a debit card.
There are still some people that just don't like debit cards - certain
car hire companies for instance, especially abroad.
Re: Pre-pament Credit Cards... [message #386490 ] Di, 09 Mai 2006 11:32
gozer  
"Sharky" <spam [at] hotmail.com> wrote in message
news:4c9afqF14krkeU1 [at] individual.net...
> I've just gone for one even though I have a debit card.
> There are still some people that just don't like debit cards - certain car
> hire companies for instance, especially abroad.


Also online shops don't accept Visa Electron such as tesco.com , asda.com
ect...
Re: Pre-pament Credit Cards... [message #386875 ] Sa, 13 Mai 2006 22:52
Jonathan Bryce  
Gozer the Destructor wrote:

> I'm thinking of getting a pre-payment Credit Card as my credit sucks big
> time...
>
> I've been looking at using mycashplus.co.uk using MasterCard.
>
> There is an issue fee of £9.95 and monthly fee of £4.95 a month.
>
> What are your thoughts about this?

Amex Travellers Cheque card may work out cheaper. The issue fee is £20, and
there is a reissue fee of £5 when the card expires. However, Amex isn't
accepted in as many places as Mastercard.
Re: Pre-pament Credit Cards... [message #386950 ] Mo, 15 Mai 2006 00:31
linkuk  
"Jonathan Bryce" <jonathan [at] localhost.localdomain> wrote in message
news:_qmdncdAy6bG2_vZRVny3g [at] eclipse.net.uk...
> Gozer the Destructor wrote:
>
>> I'm thinking of getting a pre-payment Credit Card as my credit sucks big
>> time...
>>
>> I've been looking at using mycashplus.co.uk using MasterCard.
>>
>> There is an issue fee of £9.95 and monthly fee of £4.95 a month.
>>
>> What are your thoughts about this?
>
> Amex Travellers Cheque card may work out cheaper. The issue fee is £20,
> and
> there is a reissue fee of £5 when the card expires. However, Amex isn't
> accepted in as many places as Mastercard.

Ive used mycashplus since last december. Had no problems at all and does
everything i wanted it to.
Dont use it for cash withdrawals, just purchases.
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