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Finances / Finanzen » uk.finance » Prepaid credit cards
Prepaid credit cards [message #390446] Mi, 24 Mai 2006 16:35
paulgthomson  
Hi,

I'm about to go on holiday. Having chopped up my cards years ago I only
have a visa electron at present. I am considering getting a prepaid
visa or mastercard.

Does anyone have any recommendations?

Many thanks for any pointers,

Paul
Re: Prepaid credit cards [message #390448 ] Mi, 24 Mai 2006 16:56
TKD  
> I'm about to go on holiday. Having chopped up my cards years ago I only
> have a visa electron at present. I am considering getting a prepaid
> visa or mastercard.
>
> Does anyone have any recommendations?
>
> Many thanks for any pointers,

The setup and monthly charges on prepaid credit cards are punitive.

Get a regular credit card and ask for a very low credit limit and an
automatic direct debit of the full balance from your current account each
month.

Egg Money cards have the facility to use the card in a prepaid fashion
where you charge them up and spend but they also include a credit limit and
cashback on purchases.
Re: Prepaid credit cards [message #390458 ] Mi, 24 Mai 2006 20:07
Minnie Goodsoup  
paulgthomson wrote:
> Hi,
>
> I'm about to go on holiday. Having chopped up my cards years ago I only
> have a visa electron at present. I am considering getting a prepaid
> visa or mastercard.
>
> Does anyone have any recommendations?

If you only cut the cards up then infact your account is still active and
you can ask for a replacement card. Some people think that cutting a card
up without informing the bank closes the account.
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