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Finances / Finanzen » uk.finance » Direct Debits
Direct Debits [message #397704] Sa, 15 Juli 2006 07:28
usenet.user  
I was wondering if Direct Debits come out of a account on Weekends? Or will
it be Monday?

Im with the Halifax BTW.

--
"Off all the things I lost, I miss my mind the most."
~ Ozzy Osbourne
Re: Direct Debits [message #397711 ] Sa, 15 Juli 2006 10:53
Peter Saxton  
On Sat, 15 Jul 2006 06:28:07 +0100, "Who me?"
<usenet.user [at] dsl.spammepipex.com> wrote:

>I was wondering if Direct Debits come out of a account on Weekends? Or will
>it be Monday?
>
>Im with the Halifax BTW.

I've seen them come out over a weekend. The bank will give you until
monday to ensure you have enough funds in the account.

I use a separate account for the smaller DD's but originally I would
not check it regularly and sometimes get 30 charges. I now check the
balance every morning and transfer the required funds into the
account. This means the bank sends out two letters (one to me and one
to my wife) every day I am due to go overdrawn but I don't get
charges. The letters reach us too late to avoid charges if we had been
relying on them anyway.

--
Peter Saxton from London
peter [at] petersaxton.co.uk
Re: Direct Debits [message #397715 ] Sa, 15 Juli 2006 11:44
Neaco  
>I was wondering if Direct Debits come out of a account on Weekends? Or will
>it be Monday?
>
> Im with the Halifax BTW.
>

If a DD is due on a date that is a weekend, then sometimes I've seen my bank
(Abbey) reserve the money, so the cash,. although still in my bank account,
becomes unavailable so I can't withdraw it via a cash machine, say. The
actual movement of cash from my bank account then happens on Monday (or
Tuesday if a Bank Holiday weekend).
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