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Finances / Finanzen » uk.finance » Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks
| Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #368487] |
Do, 09 März 2006 14:39 |
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"JaffaB" <jaffa_brown [at] yahoo.co.uk> wrote in message
news:1141723272.612827.168190 [at] z34g2000cwc.googlegroups.com
[EDIT]
> However, as most banks are now staffed by 12
> year olds with 20 minutes of training, she of course was not able to
> tell me.
I personally find there are post middle aged cashiers banks who
are just as inefficient. Main difference being with all their
years of service they think they know it all.
--
Posted via Mailgate.ORG Server - http://www.Mailgate.ORG
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #368629 ] |
Sa, 11 März 2006 00:05 |
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who goes into a bank anymore ?
"Simon Jerram" <simon.jerram [at] dont-spam-me.com> wrote in message
news:b2e409e95e84c5a1d3aaae579047223f.13021 [at] mygate.mailgate.org...
> "JaffaB" <jaffa_brown [at] yahoo.co.uk> wrote in message
> news:1141723272.612827.168190 [at] z34g2000cwc.googlegroups.com
> [EDIT]
>> However, as most banks are now staffed by 12
>> year olds with 20 minutes of training, she of course was not able to
>> tell me.
>
> I personally find there are post middle aged cashiers banks who
> are just as inefficient. Main difference being with all their
> years of service they think they know it all.
>
>
> --
> Posted via Mailgate.ORG Server - http://www.Mailgate.ORG
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| Re: Aren't the bank staff looking younder these days Re: Chip andPin - At Banks [message #368632 ] |
Sa, 11 März 2006 09:37 |
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hd wrote:
> who goes into a bank anymore ?
Those of us who need to do something at the branch, which cannot be done
online?
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #368635 ] |
Sa, 11 März 2006 14:38 |
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Colin Forrester wrote:
> hd wrote:
>> who goes into a bank anymore ?
>
> Those of us who need to do something at the branch, which cannot be done
> online?
Like paying in cash and cheques.
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #368638 ] |
Sa, 11 März 2006 16:28 |
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At 13:38:27 on 11/03/2006, Ronald Raygun delighted uk.finance by announcing:
> Colin Forrester wrote:
>
> > hd wrote:
> >> who goes into a bank anymore ?
> >
> > Those of us who need to do something at the branch, which cannot be done
> > online?
>
> Like paying in cash and cheques.
Mine goes in via the Post Office, or via the post (except cash).
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #368640 ] |
Sa, 11 März 2006 17:23 |
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Bitstring <npAQf.34122$wl.33151 [at] text.news.blueyonder.co.uk>, from the
wonderful person Ronald Raygun <no.spam [at] localhost.localdomain> said
>Colin Forrester wrote:
>
>> hd wrote:
>>> who goes into a bank anymore ?
>>
>> Those of us who need to do something at the branch, which cannot be done
>> online?
>
>Like paying in cash and cheques.
Cheques you can do by post. Cash is trickier.
Actually it's withdrawing cash in 100Kg lots, at gunpoint, that mostly
requires a physical bank .. although it appears that a cash storage
depot will do at a pinch. 8>.
--
GSV Three Minds in a Can
Contact recommends the use of Firefox; SC recommends it at gunpoint.
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| Re: Aren't the bank staff looking younder these days Re: Chip andPin - At Banks [message #368641 ] |
Sa, 11 März 2006 18:32 |
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GSV Three Minds in a Can wrote:
>>>> who goes into a bank anymore ?
>>>
>>> Those of us who need to do something at the branch, which cannot be done
>>> online?
>>
>> Like paying in cash and cheques.
>
> Cheques you can do by post.
Indeed you can - but they clear at least a day later (assuming they
arrive at the contact centre).
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #368642 ] |
Sa, 11 März 2006 17:54 |
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hd <hd [at] xxxx.com> wrote
>
>who goes into a bank anymore ?
>
Certainly not me! I go into the Building Society occasionally, just to
make sure they are still there in case I need to talk to a hooman been.
--
Gordon Harris
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #368645 ] |
Sa, 11 März 2006 19:53 |
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GSV Three Minds in a Can wrote:
> Bitstring <npAQf.34122$wl.33151 [at] text.news.blueyonder.co.uk>, from the
> wonderful person Ronald Raygun <no.spam [at] localhost.localdomain> said
>>
>>Like paying in cash and cheques.
>
> Cheques you can do by post.
Well you *can*, yes, but if you're going to the shops anyway, to
buy an envelope and a stamp, or your supper ingredients, you might
as well just pop into the bank in person. It is, after all, just
one of "the shops".
Cheaper, too, as you don't waste the cost of a stamp and envelope.
> Cash is trickier.
Sometimes cash can be *less* tricky. You just spend it without
bothering to pay it into the bank first. And if it's not personal
money, you can still keep it and instead write a personal cheque
to the club or business or whomever you were going to avoid going
to the bank for, and the added bonus is that you don't need to go
to the cash machine either. The only problem is if you've got too
much cash for your normal spending habits.
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #368646 ] |
Sa, 11 März 2006 19:56 |
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Alex wrote:
> At 13:38:27 on 11/03/2006, Ronald Raygun delighted uk.finance by
> announcing:
>>
>> Like paying in cash and cheques.
>
> Mine goes in via the Post Office,
Don't they charge a fee?
That apart, if you don't have a convenient local bank branch, but
do have a convenient local post office, that's good. But rumour
has it PO branches are closing almost as fast as bank branches.
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #368647 ] |
Sa, 11 März 2006 20:04 |
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At 18:56:12 on 11/03/2006, Ronald Raygun delighted uk.finance by announcing:
> Alex wrote:
>
> > At 13:38:27 on 11/03/2006, Ronald Raygun delighted uk.finance by
> > announcing:
> >>
> >> Like paying in cash and cheques.
> >
> > Mine goes in via the Post Office,
>
> Don't they charge a fee?
No.
> That apart, if you don't have a convenient local bank branch, but
> do have a convenient local post office, that's good. But rumour
> has it PO branches are closing almost as fast as bank branches.
I hardly use cash and have only needed to pay it in once in the last 5 years;
probably just as well since my bank doesn't actually have any branches.
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #368648 ] |
Sa, 11 März 2006 20:05 |
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At 18:53:14 on 11/03/2006, Ronald Raygun delighted uk.finance by announcing:
> GSV Three Minds in a Can wrote:
>
> > Bitstring <npAQf.34122$wl.33151 [at] text.news.blueyonder.co.uk>, from the
> > wonderful person Ronald Raygun <no.spam [at] localhost.localdomain> said
> > >
> > > Like paying in cash and cheques.
> >
> > Cheques you can do by post.
>
> Well you can, yes, but if you're going to the shops anyway, to
> buy an envelope and a stamp, or your supper ingredients, you might
> as well just pop into the bank in person. It is, after all, just
> one of "the shops".
Assuming there is one in a convenient location, and there's not a massive queue.
> Cheaper, too, as you don't waste the cost of a stamp and envelope.
Pre-paid envelopes supplied by the bank would cover that.
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #368651 ] |
Sa, 11 März 2006 22:08 |
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Bitstring <u0FQf.34247$wl.14580 [at] text.news.blueyonder.co.uk>, from the
wonderful person Ronald Raygun <no.spam [at] localhost.localdomain> said
>>>Like paying in cash and cheques.
>>
>> Cheques you can do by post.
>
>Well you *can*, yes, but if you're going to the shops anyway, to
>buy an envelope and a stamp, or your supper ingredients, you might
>as well just pop into the bank in person. It is, after all, just
>one of "the shops".
>
>Cheaper, too, as you don't waste the cost of a stamp and envelope.
?? My bank (if not others) provides reply paid envelopes for the
purpose..
<snip>
--
GSV Three Minds in a Can
Contact recommends the use of Firefox; SC recommends it at gunpoint.
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| Re: Aren't the bank staff looking younder these days Re: Chip andPin - At Banks [message #368653 ] |
So, 12 März 2006 08:14 |
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GSV Three Minds in a Can wrote:
>>>> Like paying in cash and cheques.
>>>
>>> Cheques you can do by post.
>>
>> Well you *can*, yes, but if you're going to the shops anyway, to
>> buy an envelope and a stamp, or your supper ingredients, you might
>> as well just pop into the bank in person. It is, after all, just
>> one of "the shops".
>>
>> Cheaper, too, as you don't waste the cost of a stamp and envelope.
>
> ?? My bank (if not others) provides reply paid envelopes for the purpose..
We get them from Bank Of Scotland, but not from HSBC or Barclays. It
may reflect the lack of BOS branches where we are - there are still
plenty of the other type.
However you still can't pay money in on-line which was the follow-up to
earlier comments.
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #373498 ] |
Mo, 13 März 2006 15:04 |
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"Alex" <no.spam [at] mail.com> wrote in message
news:xn0ejm0u922fa37003 [at] news.individual.net
> Assuming there is one in a convenient location, and
> there's not a massive queue.
I think the convenient location bit affects relatively few
people. Not to say that some people don't have a problem,
just that when we're making generalisations, things that
affect tiny minorities don't cut it.
Regarding the queue, most banks have automatic deposit services
these days.
We do live in an age where there is attrition
on what is considered convenient. People aren't, say prepared to
walk a mile to get their shopping, but when I was little my mum
used to walk me and my sister to the local market and back. A
round trip of 3 miles.
--
Posted via Mailgate.ORG Server - http://www.Mailgate.ORG
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #373500 ] |
Mo, 13 März 2006 15:23 |
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At 14:04:09 on 13/03/2006, Simon Jerram delighted uk.finance by announcing:
> "Alex" <no.spam [at] mail.com> wrote in message
> news:xn0ejm0u922fa37003 [at] news.individual.net
>
> > Assuming there is one in a convenient location, and
> > there's not a massive queue.
>
> I think the convenient location bit affects relatively few
> people.
Define relatively few. And does this definition of convenience involve you
having to choose a bank based upon its branch locations?
> Not to say that some people don't have a problem,
> just that when we're making generalisations, things that
> affect tiny minorities don't cut it.
What's a tiny minority in this case?
> Regarding the queue, most banks have automatic deposit services
> these days.
And most people prefer the security of a stamped deposit slip.
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #373517 ] |
Mo, 13 März 2006 17:40 |
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Alex wrote:
> At 18:56:12 on 11/03/2006, Ronald Raygun delighted uk.finance by
> announcing:
>
>> Alex wrote:
>>
>> > At 13:38:27 on 11/03/2006, Ronald Raygun delighted uk.finance by
>> > announcing:
>> >>
>> >> Like paying in cash and cheques.
>> >
>> > Mine goes in via the Post Office,
>>
>> Don't they charge a fee?
>
> No.
What, not ever? You can turn up with a pay-in book for any bank,
and a pile of cheques, notes, and three bags full of coins, and
pay them in, and not be charged?
Brilliant! I must try it sometime. The problem with many banks
these days is that they charge you for using their cash machines
to take money out of other banks' accounts, and perhaps even to
charge you for paying money/cheques in over the counter going to
accounts in another bank.
One organisation I help run uses CAF Bank, which doesn't have
branches, and tells us to use HSBC branches for pay-ins because
they have an arrangement with them not to charge fees which other
banks might. But there's only one branch in town, and it's miles
away in the busy centre, where you have to pay money to park!
It'd probably be cheaper to pay a pay-in fee to some other bank.
But so far I've been lucky and neither RBS nor BoS have made noises
about charging when I've tried it on there instead.
>> That apart, if you don't have a convenient local bank branch, but
>> do have a convenient local post office, that's good. But rumour
>> has it PO branches are closing almost as fast as bank branches.
>
> I hardly use cash and have only needed to pay it in once in the last 5
> years; probably just as well since my bank doesn't actually have any
> branches.
I dare say that if I were not treasurer of two organisations I would
almost certainly also only pay in cash extremely rarely.
I dread to think what I'd have to do if I ran a corner shop.
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #373519 ] |
Mo, 13 März 2006 18:31 |
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At 16:40:33 on 13/03/2006, Ronald Raygun delighted uk.finance by announcing:
> Alex wrote:
>
> > At 18:56:12 on 11/03/2006, Ronald Raygun delighted uk.finance by
> > announcing:
> >
> >> Alex wrote:
> >>
> >> > At 13:38:27 on 11/03/2006, Ronald Raygun delighted uk.finance by
> >> > announcing:
> >> >>
> >> >> Like paying in cash and cheques.
> >> >
> >> > Mine goes in via the Post Office,
> >>
> >> Don't they charge a fee?
> >
> > No.
>
> What, not ever?
No.
> You can turn up with a pay-in book for any bank,
Where did I say that?
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #373520 ] |
Mo, 13 März 2006 18:35 |
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"Ronald Raygun" <no.spam [at] localhost.localdomain> wrote in message
news:5ghRf.35220$wl.23634 [at] text.news.blueyonder.co.uk...
>
> Brilliant! I must try it sometime. The problem with many banks
> these days is that they charge you for using their cash machines
> to take money out of other banks' accounts
What bank does that then?
--
Tumbleweed
email replies not necessary but to contact use;
tumbleweednews at hotmail dot com
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #373523 ] |
Mo, 13 März 2006 19:04 |
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Tumbleweed wrote:
> "Ronald Raygun" <no.spam [at] localhost.localdomain> wrote in message
> news:5ghRf.35220$wl.23634 [at] text.news.blueyonder.co.uk...
>
>>
>> Brilliant! I must try it sometime. The problem with many banks
>> these days is that they charge you for using their cash machines
>> to take money out of other banks' accounts
>
> What bank does that then?
I've no idea, but one reads about it in the press, and some
of the ones I use make a point of informing me that they do
not make a charge. The exception proves the rule, dunnit?
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #373525 ] |
Mo, 13 März 2006 19:20 |
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Alex wrote:
> At 16:40:33 on 13/03/2006, Ronald Raygun delighted uk.finance by
>> Alex wrote:
>> > At 18:56:12 on 11/03/2006, Ronald Raygun delighted uk.finance by
>> >> Alex wrote:
>> >> > At 13:38:27 on 11/03/2006, Ronald Raygun delighted uk.finance by
>> >> >>
>> >> >> Like paying in cash and cheques.
>> >> >
>> >> > Mine goes in via the Post Office,
>> >>
>> >> Don't they charge a fee?
>> >
>> > No.
>>
>> What, not ever?
>
> No.
>
>> You can turn up with a pay-in book for any bank,
>
> Where did I say that?
It's what I understood you to mean, given what we were discussing,
i.e. alternative means of paying money into a bank account in the
absence of a convenient bank branch.
What did you mean, if not that? Not snail-mailing, I hope, since
sending cash is risky, discouraged, and perhaps even prohibited.
Or perhaps you're a GiroBank customer and your information was
limited to paying into your own account.
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #373533 ] |
Mo, 13 März 2006 22:49 |
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At 18:20:13 on 13/03/2006, Ronald Raygun delighted uk.finance by announcing:
> Alex wrote:
>
> > At 16:40:33 on 13/03/2006, Ronald Raygun delighted uk.finance by
> >> Alex wrote:
> >> > At 18:56:12 on 11/03/2006, Ronald Raygun delighted uk.finance by
> >> >> Alex wrote:
> >> >> > At 13:38:27 on 11/03/2006, Ronald Raygun delighted uk.finance by
> >> >> >>
> >> >> >> Like paying in cash and cheques.
> >> >> >
> >> >> > Mine goes in via the Post Office,
> >> >>
> >> >> Don't they charge a fee?
> >> >
> >> > No.
> >>
> >> What, not ever?
> >
> > No.
> >
> >> You can turn up with a pay-in book for any bank,
> >
> > Where did I say that?
>
> It's what I understood you to mean, given what we were discussing,
So the word "mine" didn't convey any meaning to you?
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #373547 ] |
Di, 14 März 2006 00:54 |
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Alex wrote:
> At 18:20:13 on 13/03/2006, Ronald Raygun delighted uk.finance by
> announcing:
>
>> Alex wrote:
>>
>> > At 16:40:33 on 13/03/2006, Ronald Raygun delighted uk.finance by
>> >> Alex wrote:
>> >> > At 18:56:12 on 11/03/2006, Ronald Raygun delighted uk.finance by
>> >> >> Alex wrote:
>> >> >> > At 13:38:27 on 11/03/2006, Ronald Raygun delighted uk.finance by
>> >> >> >>
>> >> >> >> Like paying in cash and cheques.
>> >> >> >
>> >> >> > Mine goes in via the Post Office,
>> >> >>
>> >> >> Don't they charge a fee?
>> >> >
>> >> > No.
>> >>
>> >> What, not ever?
>> >
>> > No.
>> >
>> >> You can turn up with a pay-in book for any bank,
>> >
>> > Where did I say that?
>>
>> It's what I understood you to mean, given what we were discussing,
>
> So the word "mine" didn't convey any meaning to you?
Of course not. "Mine" just means "my something", and in context it
seemed obvious to take that "something" to mean cash and cheques you
are paying into your bank account. If you happen to bank with the
Post Office's in-house bank, you should have declared the fact, as
it would invalidate what I perceive to have been your point, since
it seemed you were offering "going via the PO" as an *alternative*
to popping into a local bank branch, but in your case (if indeed you
bank with GiroBank, which I notice you've neglacted to confirm or
deny), the PO *is* your local bank branch so yours is not really
an alternative at all (you are still popping into your local branch).
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #373548 ] |
Di, 14 März 2006 01:07 |
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"Ronald Raygun" <no.spam [at] localhost.localdomain> wrote in message
news:yuiRf.35277$wl.22363 [at] text.news.blueyonder.co.uk...
> Tumbleweed wrote:
>
>> "Ronald Raygun" <no.spam [at] localhost.localdomain> wrote in message
>> news:5ghRf.35220$wl.23634 [at] text.news.blueyonder.co.uk...
>>
>>>
>>> Brilliant! I must try it sometime. The problem with many banks
>>> these days is that they charge you for using their cash machines
>>> to take money out of other banks' accounts
>>
>> What bank does that then?
>
> I've no idea, but one reads about it in the press, and some
> of the ones I use make a point of informing me that they do
> not make a charge. The exception proves the rule, dunnit?
>
You'll have to do better than that. AFAIK the fuss about charging is aimed
at the ATMs that usually (always?) arent run by banks, usually in places
like service stations, convenience stores, etc, so it could easily be to
distinguish themselves from those ATMs rather than from other *banks* ATMs.
--
Tumbleweed
email replies not necessary but to contact use;
tumbleweednews at hotmail dot com
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #373551 ] |
Di, 14 März 2006 01:20 |
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Tumbleweed wrote:
> "Ronald Raygun" <no.spam [at] localhost.localdomain> wrote
>> Tumbleweed wrote:
>>>
>>> What bank does that then?
>>
>> I've no idea, but one reads about it in the press, and some
>> of the ones I use make a point of informing me that they do
>> not make a charge. The exception proves the rule, dunnit?
>
> You'll have to do better than that. AFAIK the fuss about charging is aimed
> at the ATMs that usually (always?) arent run by banks, usually in places
> like service stations, convenience stores, etc, so it could easily be to
> distinguish themselves from those ATMs rather than from other *banks*
> ATMs.
You may be right. The thought that ATMs might be run by non-banks
had never even crossed my mind. I thought they all were, but that
some banks were greedier than others and only made the facility
available free to their own customers, while charging other banks'
customers.
The confusing thing is that, what with so many bank branches closing
down, you tend to find a lot of *bank* ATMs located at random
non-bank sites, possibly but not necessarily sites of former banks,
so how are you supposed to know whether any given one is bank-run or
varmint-run?
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #373559 ] |
Di, 14 März 2006 09:28 |
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At 23:54:15 on 13/03/2006, Ronald Raygun delighted uk.finance by announcing:
> Alex wrote:
>
> > At 18:20:13 on 13/03/2006, Ronald Raygun delighted uk.finance by
> > announcing:
> >
> >> Alex wrote:
> >>
> >> > At 16:40:33 on 13/03/2006, Ronald Raygun delighted uk.finance by
> >> >> Alex wrote:
> >> >> > At 18:56:12 on 11/03/2006, Ronald Raygun delighted uk.finance by
> >> >> >> Alex wrote:
> >> >> >> > At 13:38:27 on 11/03/2006, Ronald Raygun delighted uk.finance by
> >> >> >> >>
> >> >> >> >> Like paying in cash and cheques.
> >> >> >> >
> >> >> >> > Mine goes in via the Post Office,
> >> >> >>
> >> >> >> Don't they charge a fee?
> >> >> >
> >> >> > No.
> >> >>
> >> >> What, not ever?
> >> >
> >> > No.
> >> >
> >> >> You can turn up with a pay-in book for any bank,
> >> >
> >> > Where did I say that?
> >>
> >> It's what I understood you to mean, given what we were discussing,
> >
> > So the word "mine" didn't convey any meaning to you?
>
> Of course not. "Mine" just means "my something", and in context it
> seemed obvious to take that "something" to mean cash and cheques you
> are paying into your bank account. If you happen to bank with the
> Post Office's in-house bank,
Which I don't.
My cash and cheques go in via the Post Office who never charge a fee. Nothing
in that statement implies I can turn up with a pay-in book for any bank. It
implies I use a Post Office account, or a bank who have an agreement with the
Post Office.
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #373567 ] |
Di, 14 März 2006 10:58 |
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Alex wrote:
> At 23:54:15 on 13/03/2006, Ronald Raygun delighted
>> Alex wrote:
>> > At 18:20:13 on 13/03/2006, Ronald Raygun delighted
>> >
>> > So the word "mine" didn't convey any meaning to you?
>>
>> Of course not. "Mine" just means "my something", and in context it
>> seemed obvious to take that "something" to mean cash and cheques you
>> are paying into your bank account. If you happen to bank with the
>> Post Office's in-house bank,
>
> Which I don't.
>
> My cash and cheques go in via the Post Office who never charge a fee.
> Nothing
> in that statement implies I can turn up with a pay-in book for any bank.
> It implies I use a Post Office account, or a bank who have an agreement
> with the Post Office.
So why didn't you say that in the first place, instead of inviting
fruitless speculation?
Pillock.
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #373568 ] |
Di, 14 März 2006 11:09 |
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At 09:58:02 on 14/03/2006, Ronald Raygun delighted uk.finance by announcing:
> Alex wrote:
>
> > At 23:54:15 on 13/03/2006, Ronald Raygun delighted
> >> Alex wrote:
> >> > At 18:20:13 on 13/03/2006, Ronald Raygun delighted
> >> >
> >> > So the word "mine" didn't convey any meaning to you?
> >>
> >> Of course not. "Mine" just means "my something", and in context it
> >> seemed obvious to take that "something" to mean cash and cheques you
> >> are paying into your bank account. If you happen to bank with the
> >> Post Office's in-house bank,
> >
> > Which I don't.
> >
> > My cash and cheques go in via the Post Office who never charge a fee.
> > Nothing
> > in that statement implies I can turn up with a pay-in book for any bank.
> > It implies I use a Post Office account, or a bank who have an agreement
> > with the Post Office.
>
> So why didn't you say that in the first place, instead of inviting
> fruitless speculation?
You're the only one speculating, pointlessly or otherwise. The majority seem
capable of inferring my meaning.
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #373570 ] |
Di, 14 März 2006 11:18 |
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Alex wrote:
> You're the only one speculating, pointlessly or otherwise. The majority
> seem capable of inferring my meaning.
That'll be the silent majority, will it?
You didn't really have anything helpful to say, did you?
You made it sound like the PO was a useful convenient alternative
to a bank branch, and instead it turns out that it isn't, unless
and to the extent that most banks one is likely to want to pay
in to ("any bank") turn out infact to have an arrangement with
the PO such as you describe. So, is there a list?
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #373582 ] |
Di, 14 März 2006 15:29 |
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There is a list on the Pots Office site (www.postoffice.co.uk) and you can
always pop into your local PO and pick up a leaflet. Most High Street banks
have an arrangement with the Post Office but the two main ones that don't
are Halifax/Bank of Scotland and the Royal Bank of Scotland.
Those of us who live or work in Scotland (especially if they run a corner
shop and post office) are less well catered for.
MikeW
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #373604 ] |
Mi, 15 März 2006 13:04 |
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The Post Office 2 in 1 card is administered by the Bank of Ireland.
Chip and Signature was an afterthought, and here is how Irish
cardhodlers will be treated if they are the victim of PIN based fraud:
Chips are down as banks will pin any loss on you
But beware. With new chip and PIN cards, many card issuers have changed
their card terms and conditions following the introduction of new chip
and Pin cards.
These new conditions state that the use of a PIN to verify a
transaction is proof that the cardholder authorised the transaction
http://www.unison.ie/business/personalfinance/stories.php?ca =257&si=1580216
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #373605 ] |
Mi, 15 März 2006 13:27 |
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At 12:04:41 on 15/03/2006, jjamies [at] tiscali.co.uk delighted uk.finance by
announcing:
> The Post Office 2 in 1 card is administered by the Bank of Ireland.
> Chip and Signature was an afterthought, and here is how Irish
> cardhodlers will be treated if they are the victim of PIN based fraud:
>
> Chips are down as banks will pin any loss on you
>
> But beware. With new chip and PIN cards, many card issuers have changed
> their card terms and conditions following the introduction of new chip
> and Pin cards.
>
> These new conditions state that the use of a PIN to verify a
> transaction is proof that the cardholder authorised the transaction
>
> http://www.unison.ie/business/personalfinance/stories.php?ca =257&si=1580216
That's nice. I'd like to see how it stands up under UK laws.
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #373610 ] |
Mi, 15 März 2006 14:33 |
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In message <xn0ejpuel5tlc0b002 [at] news.individual.net>, Alex
<no.spam [at] mail.com> writes
>You're the only one speculating,
No he is not.
>pointlessly or otherwise. The majority seem
>capable of inferring my meaning.
I took it to mean that you used the Post Office to pay into another bank
as well. The word 'via' contributed to this.
In effect you were saying you pay into your account at the bank run at
the post office via the post office. This gets us nowhere.
--
John Boyle
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #373611 ] |
Mi, 15 März 2006 14:37 |
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In message <dv6jvl$kmh$1 [at] nwrdmz02.dmz.ncs.ea.ibs-infra.bt.com>, Mike
Williams <mike [at] notmistra.co.uk> writes
>There is a list on the Pots Office site (www.postoffice.co.uk) and you can
>always pop into your local PO and pick up a leaflet. Most High Street banks
>have an arrangement with the Post Office but the two main ones that don't
>are Halifax/Bank of Scotland and the Royal Bank of Scotland.
>
No, only some banks have the arraignment, The only clearers are Barclays
& Lloyds TSB and only for personal accounts.
But if you have a 'Basic Bank Account' or similar restricted use
account, then you can access most banks at the PO.
>Those of us who live or work in Scotland (especially if they run a corner
>shop and post office) are less well catered for.
>
>MikeW
>
>
--
John Boyle
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #373612 ] |
Mi, 15 März 2006 14:39 |
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In message <5%nRf.35616$wl.14554 [at] text.news.blueyonder.co.uk>, Ronald
Raygun <no.spam [at] localhost.localdomain> writes
> how are you supposed to know whether any given one is bank-run or
>varmint-run?
Despite my age, I can usually tell by reading the sign on the front of
the ATM
--
John Boyle
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #373613 ] |
Mi, 15 März 2006 19:55 |
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At 13:33:23 on 15/03/2006, john boyle delighted uk.finance by announcing:
> In message <xn0ejpuel5tlc0b002 [at] news.individual.net>, Alex <no.spam [at] mail.com>
> writes
>
> > You're the only one speculating,
>
> No he is not.
> > pointlessly or otherwise. The majority seem
> > capable of inferring my meaning.
>
> I took it to mean that you used the Post Office to pay into another bank as
> well.
I do. My bank.
> The word 'via' contributed to this.
Well it would.
> In effect you were saying you pay into your account at the bank run at the
> post office via the post office. This gets us nowhere.
No. I said I pay my cash and cheques in at the Post Office who forward them to
my bank whilst charging me nothing.
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #373618 ] |
Mi, 15 März 2006 21:38 |
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"john boyle" <john [at] johnboyle1.demon.co.uk> wrote in message
news:EHO8ifB3iBGEFwKI [at] johnboyle1.demon.co.uk...
> In message <dv6jvl$kmh$1 [at] nwrdmz02.dmz.ncs.ea.ibs-infra.bt.com>, Mike
> Williams <mike [at] notmistra.co.uk> writes
>>There is a list on the Pots Office site (www.postoffice.co.uk) and you can
>>always pop into your local PO and pick up a leaflet. Most High Street
>>banks
>>have an arrangement with the Post Office but the two main ones that don't
>>are Halifax/Bank of Scotland and the Royal Bank of Scotland.
>>
>
> No, only some banks have the arraignment, The only clearers are Barclays &
> Lloyds TSB and only for personal accounts.
Alliance & Leicester (who bought Girobank), Clydesdale, Co-Op (inc Smile) do
as well. A&L, Clydesdale and Bank of Ireland are the only ones
that offer the same for Business Accounts.
>
> But if you have a 'Basic Bank Account' or similar restricted use account,
> then you can access most banks at the PO.
The banks were pressurized into creating these type of accounts when the DWP
stopped issuing pension books etc. The banks were never keen on opening
them because there is no money to be made with these
Mike W
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #373631 ] |
Do, 16 März 2006 00:59 |
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In message <dv9u0e$ce8$1 [at] nwrdmz02.dmz.ncs.ea.ibs-infra.bt.com>, Mike
Williams <mike [at] notmistra.co.uk> writes
>> No, only some banks have the arraignment, The only clearers are Barclays &
>> Lloyds TSB and only for personal accounts.
>
>Alliance & Leicester (who bought Girobank), Clydesdale, Co-Op (inc Smile) do
>as well. A&L, Clydesdale and Bank of Ireland are the only ones
>that offer the same for Business Accounts.
Yes, by 'clearers' I meant the old meaning! Sorry.
>
>>
>> But if you have a 'Basic Bank Account' or similar restricted use account,
>> then you can access most banks at the PO.
>
>The banks were pressurized into creating these type of accounts when the DWP
>stopped issuing pension books etc. The banks were never keen on opening
>them because there is no money to be made with these
Exactly|!
--
John Boyle
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #373632 ] |
Do, 16 März 2006 01:00 |
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In message <xn0ejrmrk7ru8ej000 [at] news.individual.net>, Alex
<no.spam [at] mail.com> writes
>No. I said I pay my cash and cheques in at the Post Office who forward them to
>my bank whilst charging me nothing.
And your bank is?
--
John Boyle
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| Re: Aren't the bank staff looking younder these days Re: Chip and Pin - At Banks [message #373642 ] |
Do, 16 März 2006 10:24 |
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At 00:00:17 on 16/03/2006, john boyle delighted uk.finance by announcing:
> In message <xn0ejrmrk7ru8ej000 [at] news.individual.net>, Alex <no.spam [at] mail.com>
> writes
> > No. I said I pay my cash and cheques in at the Post Office who forward
> > them to my bank whilst charging me nothing.
>
> And your bank is?
cahoot
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