| Investment Appraisal [message #383393] |
Mi, 26 April 2006 01:40 |
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Over the years I have made some investments and savings:
1=2E =A312,500 M&S Investment unit trusts
2=2E 20,000 shares in Arm Holdings [at] =A31.33 equating to =A326,600
3=2E 2,000 shares in Sage [at] =A32.65 equating to =A35,300
4=2E =A39,000 cash in a saving account
5=2E $5,000 travellers cheques equating to =A32,800
Can anyone advise me what the best options are for me in terms of
alternative etc??? I would like to retire in a few years and thinking
about moving into a more expensive house. What financial considerations
(principles) do I need to be aware of to make an appropriate choice
from my possible alternatives????
Thanks
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| Re: Investment Appraisal [message #383404 ] |
Mi, 26 April 2006 09:12 |
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jcgouldt wrote:
> Over the years I have made some investments and savings:
> 1. =A312,500 M&S Investment unit trusts
> 2. 20,000 shares in Arm Holdings [at] =A31.33 equating to =A326,600
> 3. 2,000 shares in Sage [at] =A32.65 equating to =A35,300
> 4. =A39,000 cash in a saving account
> 5. $5,000 travellers cheques equating to =A32,800
About a year ago I took travellers cheques to France and had to bring
them back again, because nowhere - not even the banks - would accept
them.
Might I suggest that this homework is a little out of date; weren't you
supposed to hand it in in 1970?
> Can anyone advise me what the best options are for me in terms of
> alternative etc??? I would like to retire in a few years and thinking
> about moving into a more expensive house. What financial considerations
> (principles) do I need to be aware of to make an appropriate choice
> from my possible alternatives????
>=20
> Thanks
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| Re: Investment Appraisal [message #383489 ] |
Mi, 26 April 2006 19:36 |
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>"jcgouldt" <gouldy20 [at] hotmail.co.uk> wrote in message
> >news:1146008428.748420.173930 [at] t31g2000cwb.googlegroups.com...
>Over the years I have made some investments and savings:
>1. £12,500 M&S Investment unit trusts
>2. 20,000 shares in Arm Holdings [at] £1.33 equating to £26,600
>3. 2,000 shares in Sage [at] £2.65 equating to £5,300
>4. £9,000 cash in a saving account
>5. $5,000 travellers cheques equating to £2,800
So you have half of your total wealth in one company's
shares.
Ouch, you need to diversify.
>Can anyone advise me what the best options are for me in terms of
>alternative etc??? I would like to retire in a few years and thinking
>about moving into a more expensive house. What financial considerations
>(principles) do I need to be aware of to make an appropriate choice
>from my possible alternatives????
>Thanks
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| Re: Investment Appraisal [message #383490 ] |
Mi, 26 April 2006 19:36 |
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>"jcgouldt" <gouldy20 [at] hotmail.co.uk> wrote in message
> >news:1146008428.748420.173930 [at] t31g2000cwb.googlegroups.com...
>Over the years I have made some investments and savings:
>1. £12,500 M&S Investment unit trusts
>2. 20,000 shares in Arm Holdings [at] £1.33 equating to £26,600
>3. 2,000 shares in Sage [at] £2.65 equating to £5,300
>4. £9,000 cash in a saving account
>5. $5,000 travellers cheques equating to £2,800
So you have half of your total wealth in one company's
shares.
Ouch, you need to diversify.
>Can anyone advise me what the best options are for me in terms of
>alternative etc??? I would like to retire in a few years and thinking
>about moving into a more expensive house. What financial considerations
>(principles) do I need to be aware of to make an appropriate choice
>from my possible alternatives????
>Thanks
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| Re: Investment Appraisal [message #383501 ] |
Mi, 26 April 2006 21:00 |
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jcgouldt wrote:
> Over the years I have made some investments and savings:
> 1. £12,500 M&S Investment unit trusts
> 2. 20,000 shares in Arm Holdings [at] £1.33 equating to £26,600
> 3. 2,000 shares in Sage [at] £2.65 equating to £5,300
> 4. £9,000 cash in a saving account
> 5. $5,000 travellers cheques equating to £2,800
>
> Can anyone advise me what the best options are for me in terms of
> alternative etc??? I would like to retire in a few years and thinking
> about moving into a more expensive house. What financial considerations
> (principles) do I need to be aware of to make an appropriate choice
> from my possible alternatives????
I share Troy's suspicion that this is a homework question, but I will bite
anyway.
You have a lot of your money in Arm and Sage shares. Both are pretty high
risk and you want to diversify out of there.
You also have some money in a non-interest bearing foreign currency
investment, the travellers cheques. This isn't a good idea.
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| Re: Investment Appraisal [message #383567 ] |
Do, 27 April 2006 11:18 |
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On Wed, 26 Apr 2006 20:00:30 +0100, Jonathan Bryce
<jonathan [at] localhost.localdomain> wrote:
>jcgouldt wrote:
>
>> Over the years I have made some investments and savings:
>> 1. £12,500 M&S Investment unit trusts
>> 2. 20,000 shares in Arm Holdings [at] £1.33 equating to £26,600
>> 3. 2,000 shares in Sage [at] £2.65 equating to £5,300
>> 4. £9,000 cash in a saving account
>> 5. $5,000 travellers cheques equating to £2,800
>>
>> Can anyone advise me what the best options are for me in terms of
>> alternative etc??? I would like to retire in a few years and thinking
>> about moving into a more expensive house. What financial considerations
>> (principles) do I need to be aware of to make an appropriate choice
>> from my possible alternatives????
>
>I share Troy's suspicion that this is a homework question, but I will bite
>anyway.
>
>You have a lot of your money in Arm and Sage shares. Both are pretty high
>risk and you want to diversify out of there.
>
>You also have some money in a non-interest bearing foreign currency
>investment, the travellers cheques. This isn't a good idea.
And approaching retirement, depending on your pension arrangements, it
is advisable to put more of your savings into dank savings accounts,
especially aconsidering the fact that your holdings are both in
hi-tech companies.
There's not enough money there to buy a house, and you'd find it
difficult to get a mortgage for a reasonable term of years.
Tiddy Ogg.
http://www.tiddyogg.co.uk
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| Re: Investment Appraisal [message #383576 ] |
Do, 27 April 2006 13:25 |
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"Troy Steadman" <troysteadman [at] yahoo.co.uk> wrote:
>Might I suggest that this homework is a little out of date; weren't you
>supposed to hand it in in 1970?
It's interesting working out what course this guy is doing from this
and previous posts -
< URL:http://groups.google.co.uk/groups?q=%22jcgouldt%22+%3Cgo uldy20%40hotmail.co.uk%3E&start=0&scoring=d&hl=e n&>
Any idea ?
Daytona
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| Re: Investment Appraisal [message #383598 ] |
Do, 27 April 2006 17:36 |
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You've got to use the resources available to you boys
Cheers
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| Re: Investment Appraisal [message #383626 ] |
Do, 27 April 2006 22:28 |
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On 27 Apr 2006 08:36:25 -0700, "jcgouldt" <gouldy20 [at] hotmail.co.uk>
wrote:
>You've got to use the resources available to you boys
>
>Cheers
But if you rely on the opinions of all the losers who lurk around
usenet, you'll come unstuck. How do you know that I know what I'm
talking about?
Tiddy Ogg.
http://www.tiddyogg.co.uk
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| Re: Investment Appraisal [message #383637 ] |
Fr, 28 April 2006 01:42 |
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"jcgouldt" <gouldy20 [at] hotmail.co.uk> wrote:
>You've got to use the resources available to you boys
Err 60% of households have access to the internet, it's not an
exclusive club. So which course are you doing ?
Daytona
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| Re: Investment Appraisal [message #383646 ] |
Fr, 28 April 2006 12:46 |
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In message <nba15252pbkuujijt01asg97o2j4gihede [at] 4ax.com>, Daytona
<me [at] privacy.net> writes
>"Troy Steadman" <troysteadman [at] yahoo.co.uk> wrote:
>
>>Might I suggest that this homework is a little out of date; weren't you
>>supposed to hand it in in 1970?
>
>It's interesting working out what course this guy is doing from this
>and previous posts -
>< URL:http://groups.google.co.uk/groups?q=%22jcgouldt%22+%3Cgo uldy20%40ho
>tmail.co.uk%3E&start=0&scoring=d&hl=en&>
>
Maybe he's doing a course for FPC3.
--
Timothy
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| Re: Investment Appraisal [message #383748 ] |
Sa, 29 April 2006 18:31 |
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Im only getting ideas on what topics to discuss, two heads are better
than one and all that. im doing a property related course
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| Re: Investment Appraisal [message #383766 ] |
So, 30 April 2006 11:05 |
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On 29 Apr 2006 09:31:55 -0700, "jcgouldt" <gouldy20 [at] hotmail.co.uk>
wrote:
>Im only getting ideas on what topics to discuss, two heads are better
>than one and all that. im doing a property related course
Well, maybe you'd better do one in English, showing the correct use of
apostrophes.
Tiddy Ogg.
http://www.tiddyogg.co.uk
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| Re: Investment Appraisal [message #383871 ] |
Mo, 01 Mai 2006 20:44 |
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maybe you want to get a life
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