Finances / Finanzen » uk.finance » Joint Savings Account
Joint Savings Account [message #390407] Di, 23 Mai 2006 23:06
Mark  
Hi I tried to open a joint savings account online with ICICI bank but as I
don't have a joint current account with my wife the bank would not let me
proceed as they need a cheque for £1 from a joint current account, I suppose
to prove identity. So before I waste time filling out any more forms online
is there an online bank that will let me open a joint high interest savings
account?

Thanks Mark
Re: Joint Savings Account [message #390408 ] Di, 23 Mai 2006 23:09
Eric Jones  
"Mark" <mark.mrobertson [at] gmail.com> wrote in message
news:oPKcg.74462$wl.43017 [at] text.news.blueyonder.co.uk...
> Hi I tried to open a joint savings account online with ICICI bank but as I
> don't have a joint current account with my wife the bank would not let me
> proceed as they need a cheque for £1 from a joint current account, I
> suppose to prove identity. So before I waste time filling out any more
> forms online is there an online bank that will let me open a joint high
> interest savings account?
>
> Thanks Mark
>
>Yes any bank or building society that does not have to have a 'linked'
>account as they both have to be in the same names.
Re: Joint Savings Account [message #390415 ] Mi, 24 Mai 2006 01:44
john boyle  
In message <oPKcg.74462$wl.43017 [at] text.news.blueyonder.co.uk>, Mark
<mark.mrobertson [at] gmail.com> writes
>Hi I tried to open a joint savings account online with ICICI bank but as I
>don't have a joint current account with my wife the bank would not let me
>proceed as they need a cheque for £1 from a joint current account, I suppose
>to prove identity. So before I waste time filling out any more forms online
>is there an online bank that will let me open a joint high interest savings
>account?
AFAIAA if you want to use an Internet account which operates by
debiting/crediting a high street current account then both accounts must
be in the same right, i.e.both joint.
--
John Boyle
Re: Joint Savings Account [message #390434 ] Mi, 24 Mai 2006 13:00
Andy Pandy  
"john boyle" <john [at] johnboyle1.demon.co.uk> wrote in message
news:ZsD8x8ip55cEFw7k [at] johnboyle1.demon.co.uk...
> In message <oPKcg.74462$wl.43017 [at] text.news.blueyonder.co.uk>, Mark
> <mark.mrobertson [at] gmail.com> writes
> >Hi I tried to open a joint savings account online with ICICI bank but as I
> >don't have a joint current account with my wife the bank would not let me
> >proceed as they need a cheque for £1 from a joint current account, I suppose
> >to prove identity. So before I waste time filling out any more forms online
> >is there an online bank that will let me open a joint high interest savings
> >account?
> AFAIAA if you want to use an Internet account which operates by
> debiting/crediting a high street current account then both accounts must
> be in the same right, i.e.both joint.

We've opened a First Direct e-savings account in my wife's name, which works by
debiting/crediting our joint bank account.

--
Andy
Re: Joint Savings Account [message #390438 ] Mi, 24 Mai 2006 13:17
Stickems.  
Cahoot


"Mark" <mark.mrobertson [at] gmail.com> wrote in message
news:oPKcg.74462$wl.43017 [at] text.news.blueyonder.co.uk...
| Hi I tried to open a joint savings account online with ICICI bank but as I
| don't have a joint current account with my wife the bank would not let me
| proceed as they need a cheque for £1 from a joint current account, I
suppose
| to prove identity. So before I waste time filling out any more forms
online
| is there an online bank that will let me open a joint high interest
savings
| account?
|
| Thanks Mark
|
|
Re: Joint Savings Account [message #390439 ] Mi, 24 Mai 2006 13:28
missltoemissltoe  
"Stickems." <Stickems. [at] last.invalid> wrote in message
news:yhXcg.17665$z%.7226 [at] newsfe5-win.ntli.net...
> Cahoot
>

Bless you.
Re: Joint Savings Account [message #390463 ] Mi, 24 Mai 2006 20:38
john boyle  
In message <4dismnF1al1leU1 [at] individual.net>, Andy Pandy
<spam8times [at] wonderful.spam.invalid> writes
>> AFAIAA if you want to use an Internet account which operates by
>> debiting/crediting a high street current account then both accounts must
>> be in the same right, i.e.both joint.
>
>We've opened a First Direct e-savings account in my wife's name, which works by
>debiting/crediting our joint bank account.

When was that?
--
John Boyle
Re: Joint Savings Account [message #390464 ] Mi, 24 Mai 2006 21:51
Colin Forrester  
john boyle wrote:

>>> AFAIAA if you want to use an Internet account which operates by
>>> debiting/crediting a high street current account then both accounts must
>>> be in the same right, i.e.both joint.
>>
>> We've opened a First Direct e-savings account in my wife's name, which
>> works by
>> debiting/crediting our joint bank account.
>
> When was that?

My wife set up the same with FD (for her premium bond winnings!) late
last year. I can't see the account at all when I log in - one side
effect is that its balance isn't included in the mortgage offset calcs.
Re: Joint Savings Account [message #390496 ] Do, 25 Mai 2006 13:05
Andy Pandy  
"john boyle" <john [at] johnboyle1.demon.co.uk> wrote in message
news:7HgELQBggKdEFwkr [at] johnboyle1.demon.co.uk...
> In message <4dismnF1al1leU1 [at] individual.net>, Andy Pandy
> <spam8times [at] wonderful.spam.invalid> writes
> >> AFAIAA if you want to use an Internet account which operates by
> >> debiting/crediting a high street current account then both accounts must
> >> be in the same right, i.e.both joint.
> >
> >We've opened a First Direct e-savings account in my wife's name, which works by
> >debiting/crediting our joint bank account.
>
> When was that?

About 6 months ago.

--
Andy
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