| Prepaid credit cards [message #390446] |
Mi, 24 Mai 2006 16:35 |
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Hi,
I'm about to go on holiday. Having chopped up my cards years ago I only
have a visa electron at present. I am considering getting a prepaid
visa or mastercard.
Does anyone have any recommendations?
Many thanks for any pointers,
Paul
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| Re: Prepaid credit cards [message #390448 ] |
Mi, 24 Mai 2006 16:56 |
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> I'm about to go on holiday. Having chopped up my cards years ago I only
> have a visa electron at present. I am considering getting a prepaid
> visa or mastercard.
>
> Does anyone have any recommendations?
>
> Many thanks for any pointers,
The setup and monthly charges on prepaid credit cards are punitive.
Get a regular credit card and ask for a very low credit limit and an
automatic direct debit of the full balance from your current account each
month.
Egg Money cards have the facility to use the card in a prepaid fashion
where you charge them up and spend but they also include a credit limit and
cashback on purchases.
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| Re: Prepaid credit cards [message #390458 ] |
Mi, 24 Mai 2006 20:07 |
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paulgthomson wrote:
> Hi,
>
> I'm about to go on holiday. Having chopped up my cards years ago I only
> have a visa electron at present. I am considering getting a prepaid
> visa or mastercard.
>
> Does anyone have any recommendations?
If you only cut the cards up then infact your account is still active and
you can ask for a replacement card. Some people think that cutting a card
up without informing the bank closes the account.
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