How would you allocate between these Oppenheimer funds?

My wife's company recently shook up the fund offerings in their 401K
plan. It's always been Oppenheimer funds, but they've added a few and
now they're almost all B shares. Wish there were other choices, but it
is what is is and her company automatically puts 5% of her salary
towards it.

Her current percentages are really off balance, partly because her
company shakes up the fund offerings often and mostly because she used
to have all of her Roth IRA in Vanguard 500, so she tried to use her
401K to get international exposure in her "overall" portfolio:

Oppenheimer Global Opportunites Fund B, 39.43%
Oppen Main Street Small Cap B, 13.28%
Oppenheimer Main Street Small Cap Fd A, 18.69%
Oppenheimer Global Opportunities Fund A, 5.76%
Oppenheimer Strategic Income Fund A, 20.59%
Oppenheimer Cash Reserves B, 2.10%
Oppenheimer Cash Reserves A, 0.15%

This is what she now has to choose from, with expense ratios and
holdings:

Oppenheimer Global Opportunites Fund B, OGGIX, 2.03 ER
Cash 28.65
U.S. Stocks 29.25
Foreign Stocks 42.09

Oppenheimer Quest Value Fund B, 2.22 ER
Cash 1.63
U.S. Stocks 88.32
Foreign Stocks 10.05

Oppenheimer Quest Balanced Fund B, 2.00 ER
Cash 6.77
U.S. Stocks 61.14
Foreign Stocks 11.12
Bonds 20.97

Oppenheimer Capital Appreciation Fund B, 1.97 ER, large growth
Cash 3.85
U.S. Stocks 91.47
Foreign Stocks 4.68

Oppenheimer Main Street Fund B, 1.78 ER, large blend
Cash 0.68
U.S. Stocks 98.52
Foreign Stocks 0.80

Oppenheimer Mid Cap Fund Class B, 2.12 ER, mid cap growth
Cash 0.07
U.S. Stocks 99.91

Oppen Main Street Small Cap B, OPMBX, 2.01 ER, small blend
Cash 1.87
U.S. Stocks 95.13
Foreign Stocks 2.87
Bonds 0.02
Other 0.1

Oppenheimer Cash Reserves B

Oppenheimer Cash Reserves A

We fully fund her Roth and all of that is now going to Vanguard STAR.
Part of me wants to go with the Quest Balanced fund and forget about
the others. But does anyone see a way to mix and match to find a good
blend? She's 30.

Would appreciate suggestions!

Re: How would you allocate between these Oppenheimer funds?

wrote:
> My wife's company recently shook up the fund offerings in their 401K
> plan. It's always been Oppenheimer funds, but they've added a few and
> now they're almost all B shares. Wish there were other choices, but it
> is what is is and her company automatically puts 5% of her salary
> towards it.
>
> Her current percentages are really off balance, partly because her
> company shakes up the fund offerings often and mostly because she used
> to have all of her Roth IRA in Vanguard 500, so she tried to use her
> 401K to get international exposure in her "overall" portfolio:
>
> Oppenheimer Global Opportunites Fund B, 39.43%
> Oppen Main Street Small Cap B, 13.28%
> Oppenheimer Main Street Small Cap Fd A, 18.69%
> Oppenheimer Global Opportunities Fund A, 5.76%
> Oppenheimer Strategic Income Fund A, 20.59%
> Oppenheimer Cash Reserves B, 2.10%
> Oppenheimer Cash Reserves A, 0.15%
>
> This is what she now has to choose from, with expense ratios and
> holdings:
>
> Oppenheimer Global Opportunites Fund B, OGGIX, 2.03 ER
> Cash 28.65
> U.S. Stocks 29.25
> Foreign Stocks 42.09
>
> Oppenheimer Quest Value Fund B, 2.22 ER
> Cash 1.63
> U.S. Stocks 88.32
> Foreign Stocks 10.05
>
> Oppenheimer Quest Balanced Fund B, 2.00 ER
> Cash 6.77
> U.S. Stocks 61.14
> Foreign Stocks 11.12
> Bonds 20.97
>
> Oppenheimer Capital Appreciation Fund B, 1.97 ER, large growth
> Cash 3.85
> U.S. Stocks 91.47
> Foreign Stocks 4.68
>
> Oppenheimer Main Street Fund B, 1.78 ER, large blend
> Cash 0.68
> U.S. Stocks 98.52
> Foreign Stocks 0.80
>
> Oppenheimer Mid Cap Fund Class B, 2.12 ER, mid cap growth
> Cash 0.07
> U.S. Stocks 99.91
>
> Oppen Main Street Small Cap B, OPMBX, 2.01 ER, small blend
> Cash 1.87
> U.S. Stocks 95.13
> Foreign Stocks 2.87
> Bonds 0.02
> Other 0.1
>
> Oppenheimer Cash Reserves B
>
> Oppenheimer Cash Reserves A
>
> We fully fund her Roth and all of that is now going to Vanguard STAR.
> Part of me wants to go with the Quest Balanced fund and forget about
> the others. But does anyone see a way to mix and match to find a good
> blend? She's 30.
>
> Would appreciate suggestions!

Re: How would you allocate between these Oppenheimer funds?

I think your lack of responses is due to your fund family. Not too many
Oppenheimer investors here so the funds are unfamiliar.

Try your question at:










<> wrote in message
news:
>
> wrote:
>> My wife's company recently shook up the fund offerings in their 401K
>> plan. It's always been Oppenheimer funds, but they've added a few and
>> now they're almost all B shares. Wish there were other choices, but it
>> is what is is and her company automatically puts 5% of her salary
>> towards it.
>>
>> Her current percentages are really off balance, partly because her
>> company shakes up the fund offerings often and mostly because she used
>> to have all of her Roth IRA in Vanguard 500, so she tried to use her
>> 401K to get international exposure in her "overall" portfolio:
>>
>> Oppenheimer Global Opportunites Fund B, 39.43%
>> Oppen Main Street Small Cap B, 13.28%
>> Oppenheimer Main Street Small Cap Fd A, 18.69%
>> Oppenheimer Global Opportunities Fund A, 5.76%
>> Oppenheimer Strategic Income Fund A, 20.59%
>> Oppenheimer Cash Reserves B, 2.10%
>> Oppenheimer Cash Reserves A, 0.15%
>>
>> This is what she now has to choose from, with expense ratios and
>> holdings:
>>
>> Oppenheimer Global Opportunites Fund B, OGGIX, 2.03 ER
>> Cash 28.65
>> U.S. Stocks 29.25
>> Foreign Stocks 42.09
>>
>> Oppenheimer Quest Value Fund B, 2.22 ER
>> Cash 1.63
>> U.S. Stocks 88.32
>> Foreign Stocks 10.05
>>
>> Oppenheimer Quest Balanced Fund B, 2.00 ER
>> Cash 6.77
>> U.S. Stocks 61.14
>> Foreign Stocks 11.12
>> Bonds 20.97
>>
>> Oppenheimer Capital Appreciation Fund B, 1.97 ER, large growth
>> Cash 3.85
>> U.S. Stocks 91.47
>> Foreign Stocks 4.68
>>
>> Oppenheimer Main Street Fund B, 1.78 ER, large blend
>> Cash 0.68
>> U.S. Stocks 98.52
>> Foreign Stocks 0.80
>>
>> Oppenheimer Mid Cap Fund Class B, 2.12 ER, mid cap growth
>> Cash 0.07
>> U.S. Stocks 99.91
>>
>> Oppen Main Street Small Cap B, OPMBX, 2.01 ER, small blend
>> Cash 1.87
>> U.S. Stocks 95.13
>> Foreign Stocks 2.87
>> Bonds 0.02
>> Other 0.1
>>
>> Oppenheimer Cash Reserves B
>>
>> Oppenheimer Cash Reserves A
>>
>> We fully fund her Roth and all of that is now going to Vanguard STAR.
>> Part of me wants to go with the Quest Balanced fund and forget about
>> the others. But does anyone see a way to mix and match to find a good
>> blend? She's 30.
>>
>> Would appreciate suggestions!
>

Re: How would you allocate between these Oppenheimer funds?

Thanks for the suggestion, Ed. I'll give it a try.