how to roll sep-ira over to roth ira?

Hi i have a weird problem here and would like find a way to solve it.
I'm self-employeed and opened a sep-ira with vanguard last year. i
made the request for contributing 3k towards sep-ira on april
15th(friday), which is the last day to make contribution for 2004.
unfortuanately, my statement shown that the transaction was posted on
the 18th(monday). anyways, i already paid my taxes and asked my cpa
to make amend on my 1040 in order to recoup the income tax i paid for
that 3k contribution. since the statement show that contribution was
made on the 18th and not the 15th, it wasn't eligible for 2004
contribution. i already contacted vanguard but they are not able to
provide comfirmation that i made the attempt online on the
15th(weird), can i just convert it to roth ira since i made the
contribition with after-tax dollars? do i need to open a roth account
first b/4 doing that? TIA

dave

Re: how to roll sep-ira over to roth ira?

Ask this at the moderated group, misc.invest.financial-plan
.. Its participants are much more sober; much more polished
both in style and content.

"dave" <> wrote
> Hi i have a weird problem here and would like find a way
to solve it.
> I'm self-employeed and opened a sep-ira with vanguard last
year. i
> made the request for contributing 3k towards sep-ira on
april
> 15th(friday), which is the last day to make contribution
for 2004.
> unfortuanately, my statement shown that the transaction
was posted on
> the 18th(monday). anyways, i already paid my taxes and
asked my cpa
> to make amend on my 1040 in order to recoup the income tax
i paid for
> that 3k contribution. since the statement show that
contribution was
> made on the 18th and not the 15th, it wasn't eligible for
2004
> contribution. i already contacted vanguard but they are
not able to
> provide comfirmation that i made the attempt online on the
> 15th(weird), can i just convert it to roth ira since i
made the
> contribition with after-tax dollars? do i need to open a
roth account
> first b/4 doing that? TIA