Re: Barclaycard....Advice needed

Tim wrote:

> Are you trying to say that there are
> two different types of "cancellation"?

Yes, I think he is, and in a way he's right.

Rather, there's only one "type" of cancellation, but in
one case it is achieved by amicable means, and indeed it
is the insure*d* who does the cancelling. In the other, it
is the insure*r* who does the cancelling as a penalty, as
it were, for the insured breaching the contract.

> If, according to the contract, the insurer *will*
> cancel the insurance on non-payment of
> premium, then why shouldn't the policyholder
> avail him/herself of that contract provision?

To avoid being seen to be in breach of the agreement.
It's an honour thing. It's just not, erm, British.