I've heard about things called prepaid credit cards; does that mean you
charge up your credit card account and then use it? I haven't stayed in
the UK long enough to get a credit card--it's potentially very useful
to me. Do they charge any extra fees compared to normal credit cards?
Where are the offered?
Seb
wrote:
> I've heard about things called prepaid credit cards; does that mean you
> charge up your credit card account and then use it? I haven't stayed in
> the UK long enough to get a credit card--it's potentially very useful
> to me. Do they charge any extra fees compared to normal credit cards?
> Where are the offered?
>
> Seb
>
cashplus.co.uk
Charge it up at post offices, places with bill payment terminals etc.
Costs £4.95 per month or I think you can opt to pay per transaction.
<> wrote in message
news:
> I've heard about things called prepaid credit cards; does that mean you
> charge up your credit card account and then use it? I haven't stayed in
> the UK long enough to get a credit card--it's potentially very useful
> to me. Do they charge any extra fees compared to normal credit cards?
> Where are the offered?
>
> Seb
£9.95 to buy one. £4.95 per month fixed charge.
Load money onto it via cash at post office (cleared next day) Or transfer
from an account to the card (clears in a few days)
There are charges for taking cash out via atm so be sure to check the terms
etc.
Works well for me.
<> wrote in message
news:
> I've heard about things called prepaid credit cards; does that mean you
> charge up your credit card account and then use it? I haven't stayed in
> the UK long enough to get a credit card--it's potentially very useful
> to me. Do they charge any extra fees compared to normal credit cards?
> Where are the offered?
>
> Seb
talksport do one as well, havent used it just heard them advertise it a lot.
No idea if there is a fee, details at
--
Tumbleweed
email replies not necessary but to contact use;
tumbleweednews at hotmail dot com
wrote:
> I've heard about things called prepaid credit cards; does that mean you
> charge up your credit card account and then use it? I haven't stayed in
> the UK long enough to get a credit card--it's potentially very useful
> to me. Do they charge any extra fees compared to normal credit cards?
> Where are the offered?
>
> Seb
Hmm, not only you don't get the short interest-free credit period, you
also pay a monthly charge on them. And they use debit not credit card
system payments--not good for me. Never mind but thanks a lot,
Seb
On 14 Jul 2006 04:43:40 -0700, ""
<> wrote:
>
> wrote:
>> I've heard about things called prepaid credit cards; does that mean you
>> charge up your credit card account and then use it? I haven't stayed in
>> the UK long enough to get a credit card--it's potentially very useful
>> to me. Do they charge any extra fees compared to normal credit cards?
>> Where are the offered?
>>
>> Seb
>
>Hmm, not only you don't get the short interest-free credit period, you
>also pay a monthly charge on them. And they use debit not credit card
>system payments--not good for me. Never mind but thanks a lot,
Of course you don't get any credit, they're prepay.
<> wrote in message
news:
> I've heard about things called prepaid credit cards; does that mean you
> charge up your credit card account and then use it? I haven't stayed in
> the UK long enough to get a credit card--it's potentially very useful
> to me. Do they charge any extra fees compared to normal credit cards?
> Where are the offered?
You'll need to have a UK Passport or Driving Licence for most of them...
Who me? wrote:
> <> wrote in message
> news:
>> I've heard about things called prepaid credit cards; does that mean you
>> charge up your credit card account and then use it? I haven't stayed in
>> the UK long enough to get a credit card--it's potentially very useful
>> to me. Do they charge any extra fees compared to normal credit cards?
>> Where are the offered?
>
> You'll need to have a UK Passport or Driving Licence for most of them...
>
>
Nah you don't, cashplus doesn't ask for any id, bar a email addy
"Sharky" <> wrote in message
news:
> Who me? wrote:
>> <> wrote in message
>> news:
>>> I've heard about things called prepaid credit cards; does that mean you
>>> charge up your credit card account and then use it? I haven't stayed in
>>> the UK long enough to get a credit card--it's potentially very useful
>>> to me. Do they charge any extra fees compared to normal credit cards?
>>> Where are the offered?
>>
>> You'll need to have a UK Passport or Driving Licence for most of them...
> Nah you don't, cashplus doesn't ask for any id, bar a email addy
YES IT DOES... IT ASKED FOR A PASSPORT OR DRIVING LICENCE NUMBER
"Who me?" <> wrote in message
news:
>
> "Sharky" <> wrote in message
> news:
>> Who me? wrote:
>>> <> wrote in message
>>> news:
>>>> I've heard about things called prepaid credit cards; does that mean you
>>>> charge up your credit card account and then use it? I haven't stayed in
>>>> the UK long enough to get a credit card--it's potentially very useful
>>>> to me. Do they charge any extra fees compared to normal credit cards?
>>>> Where are the offered?
>>>
>>> You'll need to have a UK Passport or Driving Licence for most of them...
>> Nah you don't, cashplus doesn't ask for any id, bar a email addy
>
> YES IT DOES... IT ASKED FOR A PASSPORT OR DRIVING LICENCE NUMBER
You are correct. all banks etc need this sort of ID from applicants to
comply with money laundering laws.
On Sat, 15 Jul 2006 20:16:23 GMT, "linkuk" <> wrote:
>
>"Who me?" <> wrote in message
>news:
>>
>> "Sharky" <> wrote in message
>> news:
>>> Who me? wrote:
>>>> <> wrote in message
>>>> news:
>>>>> I've heard about things called prepaid credit cards; does that mean you
>>>>> charge up your credit card account and then use it? I haven't stayed in
>>>>> the UK long enough to get a credit card--it's potentially very useful
>>>>> to me. Do they charge any extra fees compared to normal credit cards?
>>>>> Where are the offered?
>>>>
>>>> You'll need to have a UK Passport or Driving Licence for most of them...
>>> Nah you don't, cashplus doesn't ask for any id, bar a email addy
>>
>> YES IT DOES... IT ASKED FOR A PASSPORT OR DRIVING LICENCE NUMBER
>You are correct. all banks etc need this sort of ID from applicants to
>comply with money laundering laws.
>
Except 360money.com, you don't need any form of ID to get one of their
cards.
> Except 360money.com, you don't need any form of ID to get one of their
> cards.
This is from 360com FAQ:
Will I require any ID to complete my Premium card application?
Yes. When you apply for your 360money Premium card, we will require your
name and full address with a valid postcode in order to carry out online
identity verification. This is a regulatory requirement and we have the
right to decline an application if your personal details do not pass the
identity check or fail to match our postal address database. We will use
external verification agencies to confirm your address as part of our
commitment to prevent fraud. We may also ask you to supply additional proof
of identification.
I expect they check electoral roll first then go on to ask for a paaport or
driving licence.
On Sun, 16 Jul 2006 08:53:35 GMT, "linkuk" <> wrote:
>> Except 360money.com, you don't need any form of ID to get one of their
>> cards.
>
>This is from 360com FAQ:
>
>Will I require any ID to complete my Premium card application?
>Yes. When you apply for your 360money Premium card, we will require your
>name and full address with a valid postcode in order to carry out online
>identity verification. This is a regulatory requirement and we have the
>right to decline an application if your personal details do not pass the
>identity check or fail to match our postal address database. We will use
>external verification agencies to confirm your address as part of our
>commitment to prevent fraud. We may also ask you to supply additional proof
>of identification.
>
>
>
>I expect they check electoral roll first then go on to ask for a paaport or
>driving licence.
I have purchased 4 cards from them, there were no ID checks and I can
also confirm there are no matching names on the electoral roll.
"linkuk" <> wrote in message
news:j8nug.34542$
>> Except 360money.com, you don't need any form of ID to get one of their
>> cards.
>
> This is from 360com FAQ:
>
> Will I require any ID to complete my Premium card application?
> Yes. When you apply for your 360money Premium card, we will require your
> name and full address with a valid postcode in order to carry out online
> identity verification. This is a regulatory requirement and we have the
> right to decline an application if your personal details do not pass the
> identity check or fail to match our postal address database. We will use
> external verification agencies to confirm your address as part of our
> commitment to prevent fraud. We may also ask you to supply additional
> proof of identification.
>
>
>
> I expect they check electoral roll first then go on to ask for a paaport
> or driving licence.
I got one of those and wasn't asked for anything like that... Got mine
yesterday, applyed for it last Sunday.
"Damot" <> wrote in message
news:
> On Sun, 16 Jul 2006 08:53:35 GMT, "linkuk" <> wrote:
>
>>> Except 360money.com, you don't need any form of ID to get one of their
>>> cards.
>>
>>This is from 360com FAQ:
>>
>>Will I require any ID to complete my Premium card application?
>>Yes. When you apply for your 360money Premium card, we will require your
>>name and full address with a valid postcode in order to carry out online
>>identity verification. This is a regulatory requirement and we have the
>>right to decline an application if your personal details do not pass the
>>identity check or fail to match our postal address database. We will use
>>external verification agencies to confirm your address as part of our
>>commitment to prevent fraud. We may also ask you to supply additional
>>proof
>>of identification.
>>
>>
>>
>>I expect they check electoral roll first then go on to ask for a paaport
>>or
>>driving licence.
>
> I have purchased 4 cards from them, there were no ID checks and I can
> also confirm there are no matching names on the electoral roll.
Did you give them your name and address?
--
Tumbleweed
email replies not necessary but to contact use;
tumbleweednews at hotmail dot com
On Sun, 16 Jul 2006 16:34:44 +0100, "Tumbleweed"
<> wrote:
>
>"Damot" <> wrote in message
>news:
>> On Sun, 16 Jul 2006 08:53:35 GMT, "linkuk" <> wrote:
>>
>>>> Except 360money.com, you don't need any form of ID to get one of their
>>>> cards.
>>>
>>>This is from 360com FAQ:
>>>
>>>Will I require any ID to complete my Premium card application?
>>>Yes. When you apply for your 360money Premium card, we will require your
>>>name and full address with a valid postcode in order to carry out online
>>>identity verification. This is a regulatory requirement and we have the
>>>right to decline an application if your personal details do not pass the
>>>identity check or fail to match our postal address database. We will use
>>>external verification agencies to confirm your address as part of our
>>>commitment to prevent fraud. We may also ask you to supply additional
>>>proof
>>>of identification.
>>>
>>>
>>>
>>>I expect they check electoral roll first then go on to ask for a paaport
>>>or
>>>driving licence.
>>
>> I have purchased 4 cards from them, there were no ID checks and I can
>> also confirm there are no matching names on the electoral roll.
>
>Did you give them your name and address?
Fake name, correct address.
>>>
>>> I have purchased 4 cards from them, there were no ID checks and I can
>>> also confirm there are no matching names on the electoral roll.
>>
>>Did you give them your name and address?
>
> Fake name, correct address.
I find that amazing considering how much agro it is to open a bank account
to credit card without them quoting the money laudering rules about id etc.
Best of luck to you if you got away with it.
(hope its not a usa company thats connected to enron otherwise the fbi will
be dropping by to extradite you! lol)
On Sun, 16 Jul 2006 18:12:11 GMT, "linkuk" <> wrote:
>
>>>>
>>>> I have purchased 4 cards from them, there were no ID checks and I can
>>>> also confirm there are no matching names on the electoral roll.
>>>
>>>Did you give them your name and address?
>>
>> Fake name, correct address.
>
>I find that amazing considering how much agro it is to open a bank account
>to credit card without them quoting the money laudering rules about id etc.
Yes but remember it's not a credit card or a bank account. It's a
prepay card which is topped up by paying cash at a Paypoint station.
No real difference to a prepay mobile, you load it with cash and spend
it.
I don't think you can top up the card without having the card in your
possession either, (you don't get a separate topup/load card like you
get with cashplus.
This might be an important difference, for reasons I probably
shouldn't suggest here, but one obvious one is I can't take a cheque
off you for example and pay it onto my card (avoiding a bank a/c).
>
>Best of luck to you if you got away with it.
>
>(hope its not a usa company thats connected to enron otherwise the fbi will
>be dropping by to extradite you! lol)
>
Hmm...there's someone at my door.... :-)
> I don't think you can top up the card without having the card in your
> possession either, (you don't get a separate topup/load card like you
> get with cashplus.
>
> This might be an important difference, for reasons I probably
> shouldn't suggest here, but one obvious one is I can't take a cheque
> off you for example and pay it onto my card (avoiding a bank a/c).
>
>>
>>Best of luck to you if you got away with it.
>>
>>(hope its not a usa company thats connected to enron otherwise the fbi
>>will
>>be dropping by to extradite you! lol)
>>
>
>
>
> Hmm...there's someone at my door.... :-)
>
I can now see the difference and why its requires less fuss.
I wonder why they make the statement about it though. Maybe to cover
themselves in the eyes of the law.
Dont reply to this if its inconvenient whilst chained and shackled! lol
On Sun, 16 Jul 2006 19:04:41 GMT, "linkuk" <> wrote:
>> I don't think you can top up the card without having the card in your
>> possession either, (you don't get a separate topup/load card like you
>> get with cashplus.
>>
>> This might be an important difference, for reasons I probably
>> shouldn't suggest here, but one obvious one is I can't take a cheque
>> off you for example and pay it onto my card (avoiding a bank a/c).
>>
>>>
>>>Best of luck to you if you got away with it.
>>>
>>>(hope its not a usa company thats connected to enron otherwise the fbi
>>>will
>>>be dropping by to extradite you! lol)
>>>
>>
>>
>>
>> Hmm...there's someone at my door.... :-)
>>
>
>I can now see the difference and why its requires less fuss.
>
>I wonder why they make the statement about it though. Maybe to cover
>themselves in the eyes of the law.
Perhaps they're going to change things soon. Hmm, I might order a few
more... :-)
>
>Dont reply to this if its inconvenient whilst chained and shackled! lol
These orange jump suits are pretty hot it this weather. :-)
>
> These orange jump suits are pretty hot it this weather. :-)
managment garment for a certain mobile phone company perhaps? lol
I can think of a few politicians that would look good in a jump suit and
extradited! Tony is a good mate of them after all so i expect they would let
him have a saville row fitting just before he leaves.
Chains crafted by a west end jeweller perhaps as well. lol